Cash App Taxes Review 2025: A Free, Simple, and User-Friendly Tax Filing Solution

Tax season is here again, and if you're looking for a way to file your taxes without spending a dime, Cash App Taxes (formerly known as Credit Karma Tax) might just be the solution. In 2025, this free tax filing service continues to make waves for offering a full-featured experience at no cost. But how does it stack up against the competition? Here’s a closer look at what you can expect from Cash App Taxes this year.

What is Cash App Taxes?

Cash App Taxes is a free online tax filing service offered through the Cash App platform. It allows users to file federal and state tax returns at no cost, with no hidden fees or upsells — something that sets it apart from many other tax preparation software providers.

What's New in 2025?

In 2025, Cash App Taxes has introduced a more intuitive interface and better support for various tax situations. Here are a few updates:

• Streamlined Design: The layout is cleaner and easier to navigate, especially for mobile users.

• Improved W-2 Importing: Snap a photo of your W-2, and the app fills in the details automatically.

• Expanded Support: It now handles more forms and situations, including freelance income (1099), student loan interest, and HSAs.

Is It Really Free?

Yes — 100% free for both federal and state filing. Unlike other tax services that lure users in with free versions only to charge for specific forms or upgrades, Cash App Taxes includes:

• Itemized deductions

• Self-employed income (Schedule C)

• Student education credits

• Mortgage interest deductions

No credit card required, no sneaky fees.

Key Features

Here’s a breakdown of what makes Cash App Taxes appealing in 2025:

• Audit Defense: Offers free audit defense through a third-party partner.

• Accuracy Guarantee: Covers you up to $1,000 if the IRS charges you due to a Cash App Taxes error.

• E-Filing Convenience: File both federal and state returns electronically, track refund status in-app.

• Security: Uses robust encryption and two-factor authentication to protect your sensitive information.

Limitations to Be Aware Of

While the platform is great for most users, there are some restrictions:

• No Multiple State Returns: If you lived or worked in more than one state, you’re out of luck.

• No Foreign Income Support: It doesn’t support forms like 2555 or 1116 for foreign income.

• Limited Customer Support: There's no live chat or phone support — only help articles and email assistance.

Best For:

• First-time filers looking for a free and easy solution

• Freelancers with simple 1099 forms

• Users who want to file directly from their smartphone

• Anyone looking to avoid paying for basic tax returns

Not Ideal For:

• Investors with complex portfolios

• People with foreign income

• Filers with multi-state income

• Users who prefer hands-on customer service

Final Verdict: Should You Use Cash App Taxes in 2025?

If you have a straightforward tax situation and want to file for free without the headaches of upsells, Cash App Taxes is one of the best tools out there. While it may not support every complex tax scenario, its simplicity, transparency, and cost (free!) make it a top contender in the tax software world for 2025.